Gifts that Pay You Back

Charitable Gift Annuities
When you are looking for ways to help Mater Dei High School's Monarch Legacy Endowment Fund, you shouldn't feel like you are choosing between your philanthropic goals and financial security. One gift that allows you to support Mater Dei High School's work while receiving fixed payments for life is a charitable gift annuity.

Not only does this gift provide you with regular payments and allow us to further our work, but when you create a charitable gift annuity with Mater Dei High School you can receive a variety of tax benefits, including a federal income tax charitable deduction.


You can use the following assets to fund a charitable gift annuity:

  • Cash
  • Appreciated Securities
  • Closely Held Stock
  • Real Estate
  • Tangible Personal Property
Charitable Remainder Trust
If you have built up a sizeable estate and are also looking for ways to receive reliable payments, you may want to look into the advantages of setting up a charitable remainder trust.

Benefits of a charitable remainder trust include:

  • A partial charitable income tax deduction
  • Potential for increased income
  • Up-front capital gains tax avoidance

There are two ways to receive payments with charitable remainder trusts. The annuity trust pays you, each year, the same dollar amount you choose at the start. Your payments stay the same, regardless of fluctuations in trust investments. Or the unitrust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. The amount of your payments is redetermined annually. If the value of the trust increases, so do your payments. If the value decreases, however, so will your payments.


Charitable Lead Trust

If you want to benefit from the tax savings that result from supporting Mater Dei High School, yet you don't want to give up any assets that you'd like your family to receive someday, you should consider a charitable lead trust.


There are two ways charitable lead trusts make payments. A charitable lead annuity trust pays a fixed amount each year to Mater Dei High School and is more attractive when interest rates are low. A charitable lead unitrust pays a variable amount each year based on the value of the assets in the trust. With a unitrust, if the trust's assets go up in value, for example, the payments to Mater Dei High School go up as well.